1. Introduction

Enterprise Payments Solutions (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our payment integration services and visit our website.

2. Data We Collect

As a payment integrator, we handle sensitive data to facilitate secure transactions. This includes:

• Merchant Information: Business name, contact details, and banking information for payout settlement.
• Transaction Data: Payment amounts, timestamps, and payment methods (card types, e-wallets).
• KYC/AML Data: Information required by financial regulations to verify business identity and prevent fraud.
• Technical Data: IP addresses, browser types, and device information used during checkout processes.

3. How We Use Your Data

We process information to provide reliable payment services:

• Facilitating online and in-store payments through our integration partners like Stripe.
• Preventing fraudulent transactions and ensuring regulatory compliance.
• Providing merchant dashboards and analytics for revenue management.
• Improving our omnichannel checkout flows and technical infrastructure.

4. Data Security

We employ enterprise-grade security measures. All transaction data is encrypted using AES-256 at rest and TLS in transit. We are fully PCI-DSS compliant and never store raw card numbers on our local servers.

5. Third-Party Sharing

We share data with payment processors (e.g., Stripe), financial institutions, and regulatory bodies solely for the purpose of processing payments and complying with legal obligations. We do not sell user data to third parties.

6. Contact Us

If you have questions about this policy, please contact our Data Protection Officer at privacy@enterprise-payments.com.